zay99 — Online Casino with Withdrawals to Your Mobile in Minutes
Deposit via KBZPay, Wave Money or AYA Pay and play Football, Slots, Live Casino and 2D lottery. Withdrawals arrive in 15 minutes to 2 hours, with full support in Myanmar language.
Game Types
At zay99, players can find and play all their favourite game types in one place — from Slots and Live Casino to football betting and fish shooting games.
Welcome Bonus — On Your First Deposit
For Your First Deposit
Bonus up to 500,000 Ks
- Get 100% of your first deposit added as a bonus
- Maximum bonus amount — 500,000 Ks
- Wagering: must wager the bonus amount × 10 before withdrawing
-
Example — Deposit 20,000 Ks, receive 20,000 Ks bonus, balance becomes 40,000 Ks, wagering requirement is 200,000 Ks
Example 2 — Deposit 1,020,000 Ks, receive 500,000 Ks bonus, balance becomes 1,520,000 Ks, wagering requirement is 5,000,000 Ks
Why Choose zay99
Fast Withdrawals
Withdraw requests arrive directly to your mobile in 15 minutes to 2 hours.
SSL Security
Player data and funds are protected with advanced SSL encryption.
24/7 Myanmar Language Support
Get instant help in Myanmar language via Live Chat at any time.
Your Preferred Payment Method
Deposit from 3,000 Ks via KBZPay, Wave Money, AYA Pay or Bank Transfer.
VIP Level Rewards
Five VIP levels from Bronze to Diamond, with weekly cashback rewards available at each tier.
Cashback
Earn weekly cashback from 0.2% to 0.8% based on your VIP level, credited directly to your account.
Fair Play
All games run on a Random Number Generator (RNG), giving every player an equal chance.
Mobile Friendly
Play directly in your browser on any Android or iOS device — no app download needed.
How to Start Playing at zay99
Getting started at zay99 takes just 4 steps — deposit within minutes and start playing right away.
Mobile deposits made easy
Players across Yangon and all of Myanmar can deposit without going to a bank, using the payment methods they prefer.
KBZPay
- 1Select KBZPay on the zay99 deposit page
- 2Transfer from the KBZPay app to the displayed phone number
- 3Enter the Transaction ID and confirm
Wave Money
- 1Select Wave Money and enter the amount
- 2Transfer via a Wave Agent or the app
- 3Enter the Reference number and submit
AYA Pay
- 1Select AYA Pay and set the amount
- 2Transfer to the displayed number from the AYA Pay app
- 3Send proof of payment and confirm
Bank Transfer
- 1Select Bank Transfer and copy the bank account number
- 2Transfer from KBZ Bank, AYA Bank, or CB Bank
- 3Send the slip and your deposit will be confirmed
Withdrawals are fast too
Request a withdrawal at zay99 and the funds arrive directly to your KBZPay, Wave Money, or AYA Pay account within 15 minutes to 2 hours. The minimum withdrawal amount is 10,000 Ks, and you can receive it instantly via mobile with no bank delays.
If you run into any issues with deposits or withdrawals, our 24/7 Live Chat support is available in Myanmar language.
Log in to depositPick the game you like
At zay99, you can play slots, football betting, live casino, 2D lottery, and many more game types all in one place — running smoothly on any phone.
Play nowFootball tournaments — what you need to know for betting
In the zay99 football section, you can follow and bet on major world tournaments and Myanmar football competitions across a wide range of betting markets.
🏴 English Premier League (EPL)
The English Premier League is one of the top football competitions in the world, with over 380 matches played each season. You can choose from a variety of betting markets including Match Winner, Over/Under Goals, and Asian Handicap.
🏆 UEFA Champions League
The UEFA Champions League is a European championship where clubs compete in a knockout format. From the Group Stage through to the Final, available betting markets include Match Result, Both Teams to Score, and Half-Time/Full-Time.
🌍 FIFA World Cup
The FIFA World Cup is held every four years and is the biggest football tournament in the world, featuring over 32 nations. Players can bet on Winner markets from the Group Stage all the way to the Champion, as well as Match-by-Match markets.
🌏 AFF Championship
This is the Southeast Asian championship tournament and the main competition where the Myanmar national football team competes. Betting markets include Outright Winner, Match Result, and Handicap.
🇪🇸 La Liga
Spain's La Liga features well-known clubs and regularly sees high-scoring, action-packed matches. Popular betting markets include Over/Under Goals, Correct Score, and First Goal Scorer.
🇲🇲 Myanmar National League (MNL)
The Myanmar National League is the domestic football competition, and MNL matches can be watched live in the zay99 football section. Match Winner and Goal Line betting markets are available, displayed in Myanmar Standard Time (MMT).
Crash Games — fast-paced multiplier games
What are crash games?
In a crash game, a multiplier starts at 1x and rises quickly, then crashes at an unpredictable moment. If you press Cash Out before the crash, you win based on the multiplier at that point.
Crash games like Aviator, JetX, and Spaceman include an Auto Cash-Out feature that automatically cashes you out when a pre-set multiplier is reached. You can view Round History, and results are verified through a Provably Fair system so no one can predict the outcome in advance. These games are high volatility — big wins are possible, but you can lose quickly too, so keep that in mind.
Instant win games like Mines and Plinko are also available at zay99 Casino, each with their own gameplay style and result format.
View Casino GamesPoker and Card Games
Texas Hold'em
Each player gets 2 cards and shares 5 Community Cards to build the best Hand. You decide to Bet, Call, Raise, or Fold at each stage — Pre-flop, Flop, Turn, River. The key is knowing how to hide the strength of your Hand.
Omaha Poker
Similar to Texas Hold'em, but each player gets 4 cards and must use exactly 2 of them along with 3 Community Cards. Because better Hand Combinations are more possible, you need to pay closer attention to Pot Odds calculations.
Three Card Poker
A game where the player and Dealer each get 3 cards, with only Ante, Play, and Pair Plus decisions to make. It's fast and easy to pick up, making it a good fit for players new to casino games.
Shan Koe Mee
Shan Koe Mee is the most loved card game in Myanmar — the player with the highest Hand value wins. Deciding whether to be Banker or Player, and whether to draw a card, are the key choices. Myanmar players are already familiar with it, so it's one of the most popular games on online platforms.
Tips for Beginners
If you're new to card games, start at a Low Limit Table and memorise the Hand Ranking Chart. Be careful with bluffing, and managing your Bankroll is important. Only play with money you can afford to lose.
View Live Casino
Slots — Slot Games
Popular Slot Games
zay99's Slots section features games from top providers like PG Soft, Pragmatic Play, and JILI. You can play well-known titles such as Fortune Tiger, Fortune Rabbit, Gates of Olympus, Sweet Bonanza, Mahjong Ways, and Fortune Gems.
Free Spins, Bonus Rounds, Multipliers, and Cascade Mechanics are features found in slot games that create different ways for players to win. Low volatility games pay out more often, while high volatility games offer a bigger chance of larger wins but hit less frequently.
View All Slots24/7 Myanmar Language Customer Support
Help in Myanmar language, any time
The zay99 customer support team is ready to help in Myanmar language around the clock. Deposits and withdrawals, bonus questions, game technical issues — our trained staff can handle any query.
Live Chat
Live chat directly on the website with instant replies in Myanmar language
Email Support
For detailed issues, you can reach us by email and receive a reply in Myanmar language
Contact us — [email protected]
More Popular Games
Baccarat
In Live Dealer Baccarat, you bet on Player or Banker, and the side whose Hand is closer to 9 wins. You can play every round with Myanmar language chat.
Play Baccarat
2D Lottery
For 2D lottery, pick your favourite numbers and place your bet to win a prize. It follows the same format as Myanmar's lottery draws and you can enter instantly online.
Play 2D LotteryResponsible Gaming — Stay in Control
zay99 puts responsible gaming first. Playing should be enjoyable and not a source of financial stress. Only players aged 21 and above (21+) may use zay99.
Deposit Limit
You can set your own maximum deposit amount daily, weekly, or monthly, and the system prevents you from going over that amount.
Loss Limit
Set a maximum loss amount you are comfortable with in advance, and the platform will automatically pause your play once that amount is reached.
Session Time Limit
Players can set their own maximum session playtime, helping them keep their play in check.
Reality Check Reminder
A reminder appears on screen at set intervals showing how long you have been playing, helping you make an informed decision about whether to continue.
Self-Exclusion
Players who want to take a break from gambling can request Self-Exclusion, and their account will be suspended for the chosen period.
Self-Assessment Quiz
You can complete a Self-Assessment to review your own gambling habits, and receive early warning alerts based on your answers.
If you feel that gambling is becoming a problem, contact zay99 via 24/7 Live Chat and our support team will help you.
Learn more about Responsible Gaming